the BSB numbers

BSB (Bank-State-Branch) Number is a six digits numerical codes used to identify an individual branch of a financial institution in Australia. BSB Number is used in Australian Paper Clearing System (APCS) and Bulk Electronic Clearing System (BECS) payment systems. To make money transfer, the BSB Number is used together with the bank account number of the recipient.

For international inward money transfer, a SWIFT code must be used together with a BSB Number and Account Number.

In APCS payment system, BSB and account numbers, are used to identify the account to be debited and are printed on the cheque. Mean while in BECS system, BSB and account numbers, are used when transferring funds via the Direct Entry System.

The Australian BSB Numbers consists of three parts in the format of

XXY-ZZZ

• The First two digits (XX) specify the parent financial institution.
• Third digit (Y) specifies the state where the branch is located.
• Fourth, fifth and sixth digits (ZZZ) specify the branch location.

Westpac Bank - Page 48