BSB Numbers and SWIFT Codes for all Banks in Australia. You can find it here!
Banks Building Society, Credit Union & Others Swift Codes Institution Codes

BSB (Bank-State-Branch) Number is a six digits numerical codes used to identify an individual branch of a financial institution in Australia. BSB Number is used in Australian Paper Clearing System (APCS) and Bulk Electronic Clearing System (BECS) payment systems. To make money transfer, the BSB Number is used together with the bank account number of the recipient.

For international inward money transfer, a SWIFT code must be used together with a BSB Number and Account Number.

The downside of international transfers with your bank

When you send or receive an international wire with your bank, you might lose money on a bad exchange rate and pay hidden fees as a result. That’s because the banks still use an old system to exchange money. We recommend you use TransferWise, which is usually much cheaper. With their smart technology:

  • You get a great exchange rate and a low, upfront fee every time.
  • You move your money as fast as the banks, and often faster – some currencies go through in minutes.
  • Your money is protected with bank-level security.
  • You join over 2 million customers who transfer in 47 currencies across 70 countries.

In APCS payment system, BSB and account numbers, are used to identify the account to be debited and are printed on the cheque. Mean while in BECS system, BSB and account numbers, are used when transferring funds via the Direct Entry System.

The Australian BSB Numbers consists of three parts in the format of

XXY-ZZZ

  • The First two digits (XX) specify the parent financial institution.
  • Third digit (Y) specifies the state where the branch is located.
  • Fourth, fifth and sixth digits (ZZZ) specify the branch location.

Heritage Bank in Toowoomba, QLD - BSB Number 638-100

Details information for Heritage Bank (Heritage Bank Limited) in Toowoomba, QLD

Heritage Bank (Heritage Bank Limited)
BSB Number 638-100
Branch Heritage Bank Limited
Street Address 400 Ruthven Street
City Toowoomba
Postcode 4350
State Queensland (QLD)
Financial Institution Code HBS
Payment System* PEH
* Note : P = Paper, E = Electronic, H = High Value